Connecticut Mortgage
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Connecticut Mortgage

Connecticut Mortgages for Refinancing, Purchase, Construction

CT Home Loans 1160 Silas Deane, Wethersfield, CT.

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Construction Mortgages in CT

 

 
 

Whether you're buying land yourself and building a home, buying land from a builder and building a home, or building a home with land that you partially or completely own, we have the best construction to permanent loan programs there are.

WE FINANCE 95-100% OF LOT & HOME CONSTRUCTION

A few benefits of our construction programs:

You're approved up-front only... No loan approval is needed after construction

Prime plus 1% interest during the construction... Interest can be all financed

Long-term interest rate lock protection... We offer a variety of rate locks

LAND EQUITY can be used for down payment and all the closing costs

Simple signed agreement converts construction loan to permanent loan

Close on the land, and have up to a year to build

NO PREPAYMENT PENAlTIES WHATSOEVER

Fast construction phase inspections...
 
Draw checks, issued in 24 hours

We give you guidance step by step through the entire process

Only one
up-front closing saving you time and money

Unlike the banks, we have choices and many more programs when it comes to home construction financing
40 year mortgage terms Interest only mortgages No income proof mortgages
no down payment proof We have various credit construction programs - a little as a 570 credit score Buy a home that is partially finished Combo builder and homeowner building a home together ASK US FOR A WRITTEN QUOTATION

 

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Information on this site is deemed to be accurate but is not guaranteed. When in doubt, consult your loan officer, tax professional,  attorney, realtor, or other  professional with specific questions or concerns.

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